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Are Payday Loans Really as Evil as People Say ...

Our latest Freakonomics Radio episode is called “Are Payday Loans Really as Evil as People Say? ” (You can subscribe to the podcast at iTunes or elsewhere, get the RSS feed, or listen via the media player above.). Critics — including President Obama — say short-term, high-interest loans are predatory, trapping borrowers in a cycle of debt.

Personal Loans Guide - Bankrate.com

With personal loans, funding is distributed in a lump-sum payment. When you receive your loan, you’ll receive the entire amount at once and begin paying it back in monthly installments.

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