Payday loans are legal in states: Alaska, Alabama, California, Colorado, Delaware, Florida, Hawaii, Idaho, Illinois, Iowa, Indiana, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming .
Loans are not available in all states, and approval is not guaranteed. Loan amounts, rates, and terms will vary depending on each lender and consumer qualifications. Lenders may conduct credit checks that could affect your credit score.
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Payday loans can benefit anybody who is faced with a temporary financial hiccup, such as forgetting that a bill needs to be paid or having your car repaired, but they're best suited to those that don't have access to cards or other immediate forms of credit.
These unsecured loans are also known as guaranteed approval loans, quick loans, payday loans or cash advance loans. Although the names may vary, all these loans are especially offered for people with bad credit or no credit history.