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With personal loans, funding is distributed in a lump-sum payment. When you receive your loan, you’ll receive the entire amount at once and begin paying it back in monthly installments.

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Paying down debt can be a fantastic investment but one of the best parts about it is the rate of return is guaranteed and knowable up-front. It’s the interest rate of the debt! 5% loan = 5% investment. Guarantees are worth something, just look at how much all those permanent life insurance and ...

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