What is the Cash Advance Credit Line? - Credit Card Insider
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Yes! Discover Card provides quick and easy options to get cash anytime and anywhere. You can get cash with your Discover card in three easy ways: (1) cash advance into checking, (2) ATMs, and (3) banks and credit unions.
When you obtain a cash advance using a bank or ATM, you will receive the money in the form of cash. To obtain a cash advance from a bank, present your photo ID and Discover card to the teller and request the amount you need. To obtain cash from an ATM, you must first create a personal identification number, or PIN.
At ATMs and Banks. You need a Personal Identification Number to get a cash advance from an ATM. If you don't have one, log onto your Discover online account and click on the link "create or change your PIN." The site also has an ATM locator, where you check to see if the ATM has the Discover or PULSE logos.
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Basically, Discover will allow you to get money back from a cashier when checking out at select stores up to $120 per 24 hour period. The cashback is subject to your normal APR (don’t carry a balance), does not trigger a cash advance fee and the process works the same as with your ATM Debit card, just without the need for a pin.