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In Virginia, Advance America, Cash Advance Centers of Virginia, Inc. licensed by the Virginia State Corporation Commission. PL-12; VTL-41. Short-term loans are not intended to be long-term financial solutions.
Check cashing offered by Advance America, Cash Advance Centers of Ohio, Inc. OH Lic. # CC700078. In Texas, loans arranged with an unaffiliated third party lender by ACSO of Texas, L.P. d/b/a Advance America, a licensed credit access business, and subject to lender’s approval.
Two consumers reported receiving a call from an individual claiming to represent Cash Advance America. In one case the consumer was told they would receive a deposit and was instructed to purchase iTunes gift cards and send them to the caller. The consumer complied with the caller’s requests; however no loan was provided.
Advance America offers a convenient chart that allows you to browse these before you apply, and after approval, you are given a loan contract that breaks them down further. The typical fee for every $100 borrowed is around $15 for a loan lasting two weeks.
Ways to limit the fees associated with a cash advance Understand your transaction fees: Some transaction fees are a percentage of the overall advance; in that case, you could limit the fee by withdrawing only as much as you need.