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Texas Payday Loan Residents will have no problem finding a payday loan in the Lonestar State. The payday loan industry thrives in Texas, as payday lending centers are easier to find than Wal-Mart.
Payday lenders are routinely turning to the courts seeking criminal charges when borrowers don't have the funds to repay their loans on time, a report from Texas Appleseed found.
The Consumer Service Alliance of Texas, a trade association representing 80 percent of Texas’ payday and title loan companies, is even more strict about the practice.
Texas Payday Law covers all Texas business entities, regardless of size, except for public employers such as the federal government, the state or a political subdivision of the state. All persons who perform a service for compensation are considered employees, except for close relatives and independent contractors.