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At Central Payday, getting a guaranteed cash advance from direct lenders for bad credit is always easy, quick and convenient - even when life gets tough.

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The Process Explained. The funds you request are direct-deposited into your account during the evening ACH sweep for the day you are approved. In most cases, lenders will not require you to fax any paperwork.

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Our Loan Process. A payday loan is a small dollar short-term advance used as an option to help a person with small, often unexpected expenses. Payday Loans are short-term in nature and not intended to be used long-term or for larger purchases like a home or a car.