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Making ITIN Loans. Before the financial crisis in 2008, some banks even provide mortgage loans for foreign nationals who not even have an ITIN, they are qualify for loan if they are able to pay for a down payment of 25% on a mortgage that they apply for.

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What You’ll Need to Apply for a Loan. Your Social Security Number or Business EIN Number; A U.S. government-issued photo ID (e.g. Driver’s License, Passport, State or Military ID)