TJ Maxx Credit Card Review: The Pros and Cons
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Both TJ Maxx Cards also give you 5 points per $1 spent not only at TJ Maxx, but also at Marshalls, HomeGoods and Sierra Trading Post. That equates to 5% cash back, in the form of store credit. The 1 point per $1 spent that the TJ Maxx Mastercard gives you at all other stores obviously pales in comparison.
Earn five (5) points for each $1 of net purchases made with your TJX Rewards credit card at T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post stores in U.S. and Puerto Rico and online tjxmaxx.com or sierratradingpost.com.
T.J.Maxx offers two credit cards for consumers, the TJX Rewards Credit Card and the TJX Rewards Platinum MasterCard.. The first can only be used at T.J.Maxx and some affiliated stores, while the second can be used anywhere MasterCard is accepted.
The cash advance rate on the Mastercard is 29.99% with a 4% cash advance fee. Foreign transactions are charged 3%. The TJ Maxx Credit Card is backed by Synchrony Bank (formerly GE Capital Retail Bank, AKA GECRB), which is not known for stellar customer service.
10% off your first online or in-store purchase with the card. Earn 5 points for every $1 you spend on purchases at T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post and online tjxmaxx.com or sierratradingpost.com.