How to Get a Cash Advance
This video details how to get a cash advance from the Cash Store. Watch the video or go to the website for more information: ...
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Those blank "convenience checks" from your credit card company offer a quick way to write yourself a loan, pay bills or transfer other loans to your credit card account. But be aware that the use of a convenience check is a "cash advance" that comes with high costs and other potential pitfalls.
Unlike the float offered on credit card purchases, there is no grace period for cash advances. Instead, interest begins to accrue starting with the day the cardholder takes the cash advance. For example, getting $100 with a blank credit card check can result in $12 worth of fees and interest for that month.
Write a check to yourself and cash it — you’re now using a convenience check as a cash advance. Using a convenience check, or two or three, for purchases or cash advances can wipe out your ...
Cash advance APRs can be 20% or higher and usually incur a fee of 4% or 5% of the amount you’re borrowing. There’s also a limit on how much you can write the check for.
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